Who Can Buy Insurance On The Exchange May 2026

people, including freelancers and contractors. Unemployed individuals seeking coverage between jobs. Early retirees who are not yet old enough for Medicare. Who is Generally Ineligible?

As of recent guidelines, individuals with Deferred Action for Childhood Arrivals (DACA) status may no longer be considered "lawfully present" for the purpose of Marketplace eligibility in some contexts. who can buy insurance on the exchange

You must be a U.S. citizen or national, or be a lawfully present non-citizen (such as a green card holder or someone with a valid work visa). Incarceration Status: You cannot be currently incarcerated. Who Often Uses the Exchange? people, including freelancers and contractors