What Is The Ideal Credit Score To Buy A House Now

The difference in interest rates between credit tiers can drastically change your monthly budget: FICO Score Range Estimated Rate (Approx.) Estimated Monthly Payment* (Excellent) 680–699 (Good) 620–639 (Fair)

: Technically have no official minimum set by the government, though most lenders prefer at least a 580–620 . what is the ideal credit score to buy a house

: Check your free annual credit reports for inaccuracies. The difference in interest rates between credit tiers