: If one spouse has poor credit, it may be beneficial for the spouse with the higher score to apply alone to secure a better rate.
The represents your legal right to the property, while the deed is the physical document used to transfer that right. Spouses have several options for how they hold title: spouses buying houses
Personal Finance for Couples: Managing Joint Finances - DFPI : If one spouse has poor credit, it
: Couples should decide early how to split expenses. Some use a "proportional split" based on income, while others prefer 50/50. Understanding Ownership (Title vs. Deed) spouses buying houses