Should I Buy Cruise Insurance May 2026

: If a flight delay causes you to miss the ship's embarkation, this feature pays for travel and hotels to help you rejoin the cruise at the next port of call.

: Some policies pay a daily cash benefit (e.g., $50–$100 per day) if the ship's doctor confines you to your room due to illness, like the flu or COVID-19, essentially compensating you for "lost" vacation days. should i buy cruise insurance

: Independent plans often cover you if the cruise line or airline goes out of business, a protection rarely found in insurance sold directly by the cruise line. : If a flight delay causes you to