Learn about your credit report and how to get a copy | USAGov
"Pulling a credit report" refers to the process of a person or business requesting a copy of an individual's credit history from a credit bureau. This action is categorized into two distinct types: (which do not affect credit scores) and hard pulls (which can cause a temporary dip in scores). Types of Credit Pulls Soft Credit Pull pullcreditreport
Remains on a report for up to , though usually only impacts the score for one year. How to Access Your Report Learn about your credit report and how to
Often used by lenders like RCN Capital to pre-qualify borrowers without penalizing them. pullcreditreport
Can lower a credit score by approximately per inquiry.