Insurance — Nj Auto

Marco opened his mail to find his rates had jumped by over 10% for 2026, a trend hitting drivers across the state. Like many, he was feeling the squeeze from New Jersey's recent mandate that raised minimum liability coverage limits to $25,000 per person, with another hike to $35,000 scheduled for January 2026.

Things got complicated when a delivery van tapped Marco’s bumper on a rainy Tuesday. Because New Jersey is a , Marco didn't have to argue on the street about who was to blame; he simply filed a claim with his own insurer to cover his medical costs and minor repairs. However, he learned a few "Jersey truths" along the way: nj auto insurance

Determined not to be "gouged," Marco did some homework. He used resources from the NJ Department of Banking and Insurance to learn how to lower his costs by increasing his deductible. He also shopped around, finding that companies like Geico and Selective Insurance often offered the most competitive rates for his profile in April 2026. Marco opened his mail to find his rates

Meet Marco, a lifelong resident of Jersey City who just got a reminder that living in the Garden State comes with a "Garden State tax"—his new car insurance premium. Because New Jersey is a , Marco didn't

AI responses may include mistakes. For financial advice, consult a professional. Learn more NJDOBI | Controlling the Cost of Auto Insurance - NJ.gov