: Many plans cover routine check-ups and screenings to catch health issues early.

: Provided by employers to employees, often including perks like maternity coverage or pre-existing disease cover .

Medical health insurance is a contract where an insurer agrees to cover a portion or all of an individual's medical expenses in exchange for a premium payment. It serves as a financial safety net against high healthcare costs, providing access to necessary treatments without immediate out-of-pocket burdens. Key Benefits