Kia Of Des Moines Buy Here Pay Here -

Choosing the BHPH route at Kia of Des Moines offers several advantages for credit-challenged buyers:

Unlike traditional financing, where a dealership acts as a middleman between you and a bank, BHPH means the dealership itself provides the loan. At Kia of Des Moines, this is available for select vehicles in their inventory. This path is specifically built for those who: Have a low credit score or no established credit history.

Have been turned down by traditional lenders or credit unions.

Getting approved is designed to be fast and transparent. You can follow these steps to secure your next vehicle:

: The dealership reports to Equifax , meaning that consistent, on-time payments can actually help you rebuild your credit score over time.