How To Pay Off Debt To Buy A House May 2026

, this is the fastest way to reduce what you owe, though it may take longer to see a "win" if your highest interest debt has a large balance. Strategy 3: Debt Consolidation

Once a credit card is paid off, keep it open. The length of your credit history and your total available credit both boost your score. how to pay off debt to buy a house

from the first debt into the next one once it’s paid off. Strategy 2: The Debt Avalanche Method , this is the fastest way to reduce

If you have multiple high-interest credit cards, consider a or a 0% APR Balance Transfer Card . This moves several payments into one lower-interest monthly payment. from the first debt into the next one once it’s paid off

The is designed to save you the most money on interest over time. List your debts by interest rate, from highest to lowest.