Most experts agree you should because they frequently devalue over time. Instead, use these two "sweet spot" scenarios: Should You Buy Marriott Bonvoy Points With a 100% Bonus?

Points typically appear in your account within 24 to 72 hours , though terms allow for up to 7 business days. When is it Worth It?

Any active bonuses or discounts (e.g., the current 40% bonus available through June 23, 2026) will be applied at this stage.

Enter your credit card details and confirm. While the transaction is processed through Points.com , it usually codes as "Business Services" rather than a hotel stay, so standard Marriott credit cards may only earn 1–2x points.