: For 2026 coverage, the window is November 1, 2025, to January 15, 2026 .
OHP is Oregon's Medicaid program, providing free or very low-cost health coverage.
: The Senior Health Insurance Benefits Assistance (SHIBA) program offers free, unbiased help with Medicare choices. Oregon Health Insurance Marketplace - Oregon.gov how to buy health insurance in oregon
: A newer program for adults with slightly higher incomes (138% to 200% of the FPL) who don't qualify for standard OHP but still need affordable care.
Buying health insurance in Oregon primarily involves two paths: the for low-income residents or the Health Insurance Marketplace for individuals and families who do not have coverage through an employer . 1. The Oregon Health Plan (OHP) : For 2026 coverage, the window is November
: Based primarily on income. For 2026, adults (19–64) generally qualify if they earn up to 138% of the Federal Poverty Level (approx. $1,799/month for a single person).
: Before buying, use the Oregon Window Shopping Tool to preview plans and estimate savings. 3. Medicare (For Seniors) Oregon Health Insurance Marketplace - Oregon
This is the hub for private health insurance plans. Financial help (subsidies) is only available if you buy through the Marketplace. :