Apply for auto loans at banks or credit unions before visiting a dealership.

Consider commute distance, cargo space, and weather conditions.

Aim for 20% down for new cars, 10% for used. 🔍 2. Research and Choose the Right Car

Higher scores unlock lower interest rates.

Always review the CARFAX or AutoCheck report and get a pre-purchase inspection (PPI). 🤝 5. Negotiate and Close the Deal