Form 15G is a self-declaration that allows individuals below 60 years of age to claim certain incomes, like EPF withdrawals, without Tax Deducted at Source (TDS), provided their total annual income is below the taxable limit. Submitting this form is essential if your PF withdrawal is more than ₹50,000 and you have completed less than five years of service, as it prevents a 10% TDS deduction (or up to 34.608% if PAN is not provided).

You can download the latest version of Form 15G in PDF format from several official sources:

: Major banks like State Bank of India, ICICI Bank, and HDFC Bank also provide downloadable versions on their official portals. Step-by-Step Online Submission via EPFO

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