Used for identity matching and to run a mandatory credit check.

Addresses and landlord contact information for at least the last two years.

A current driver’s license, state ID, or passport. Ensure the name matches your loan documents exactly.

Buying a house in 2026 involves a high volume of paperwork to verify your identity, financial stability, and the legal transfer of the property. Having these documents organized in a digital folder early can save weeks during the underwriting process. 1. Identity and Personal Information