Dc Home Buying Programs 〈2024〉

: No monthly payments are required. The balance is due only when the home is sold, refinanced for equity, or ceases to be a primary residence.

: Must be a first-time homebuyer (no ownership in 3 years), a D.C. resident (priority given), and meet income limits based on household size. dc home buying programs

: Generous limits—up to $275,400 as of 2026—calculated only on the borrower’s income, not the entire household. : No monthly payments are required

D.C. incentivizes its government employees to live within the District through targeted perks. refinanced for equity

: Payments are deferred for five years, followed by a 40-year principal-only repayment period.