: Requires . This "closed-loop" card can only be used for purchases at Best Buy and on BestBuy.com. My Best Buy® Visa Gold

: Once approved, Citibank reports your account activity and payment history to all three major bureaus (Equifax, Experian, and TransUnion) once a month , typically within days after your billing period ends. Additional Approval Factors

: Applications are processed through Citibank , which primarily pulls from Experian , though it may also use Equifax or TransUnion .

When Does the Best Buy Credit Card Report to Credit Bureaus?

: Requires . This is an "open-loop" card with no annual fee that can be used anywhere Visa is accepted. My Best Buy® Credit Card (Store Card)