Cashback ⭐
Cashback is a financial reward that returns a small percentage of a transaction's value to the consumer. In Singapore, this is primarily facilitated through credit cards, debit cards, and specialized shopping platforms. Unlike reward points or miles, which can expire or devalue, cashback provides flexible, direct savings that typically appear as a credit on your next monthly statement. Common Cashback Structures
: Provides 1.6% unlimited cashback with no expiry. cashback
: Offers one of the highest flat rates at 1.7% and famously includes typically excluded categories like insurance and school fees. Cashback is a financial reward that returns a
: These cards offer a consistent rebate—usually between 1.5% and 1.7% —on almost all spending without a maximum cap or minimum spend requirement. which can expire or devalue