Can You Get A Loan To Buy A House -

The cash you pay upfront. While 20% is the traditional gold standard to avoid extra insurance costs, many programs allow as little as 0% to 3.5%. 🏠 Common Types of Home Loans

The percentage of your monthly income that goes toward debt. Most lenders want this under 43–45%.

Choosing the right loan depends on your credit score and how much cash you have saved. Minimum Down Payment