Can I Buy Gap Insurance Later May 2026

: Brokers like Excalibur Insurance (1.4.7) or BrokerLink (1.4.1) can help you find standalone gap products or "Optiom Prime" policies that cover both new and used vehicles.

Yes, you can buy gap insurance after you have already purchased your car and left the dealership . While it is often easier to set up at the point of sale, you have several alternative ways to secure coverage later. Where to Buy Gap Insurance Later can i buy gap insurance later

: To add a Waiver of Depreciation (the insurance company version of gap coverage in Ontario), you typically must be the original owner, and the vehicle must be within 24 to 48 months of its purchase date. : Brokers like Excalibur Insurance (1