Since the approval of spot Bitcoin ETFs in early 2024, most major brokerages like Fidelity and Charles Schwab allow you to buy Bitcoin ETFs (such as IBIT or FBTC) directly in your existing traditional or Roth IRA.
: Extremely low fees (often 0.2%–0.25% annually), no new account setup, and high liquidity. can i buy bitcoin with ira
: Note that Vanguard currently does not allow Bitcoin ETF purchases. 2. The Direct Route: Self-Directed IRAs (SDIRA) Since the approval of spot Bitcoin ETFs in
Depending on your preference for simplicity or direct ownership, there are two primary ways to invest. 1. The Easy Route: Bitcoin ETFs (Standard Brokerage) no new account setup
Can I Buy Bitcoin With an IRA? Your 2026 Guide to Crypto Retirement