National home prices are expected to grow modestly by 2% to 4% or even remain flat (0% growth) in some regions.
Sellers must shift from the "pandemic-era" mindset of nearly unlimited leverage to a more competitive, market-driven approach. buying and selling real estate
Ten home truths on buying and selling real estate | Julius Baer National home prices are expected to grow modestly
With more inventory available, buyers are successfully negotiating for closing-cost contributions , home warranties, or rate buydowns where the seller pays to lower the buyer's interest rate. Buying Real Estate in 2026
Supply is increasing—roughly 20% higher than last year—giving buyers more choices and reducing the frequency of aggressive bidding wars.
Focus on saving for a down payment (typically 3.5% for FHA to 20% for conventional) and checking your credit score to secure the best possible mortgage rate.
Baby boomers currently dominate the market with high housing equity and cash offers, while first-time buyers continue to struggle with affordability despite slight improvements. Buying Real Estate in 2026