: Allows you to create an account and receive a credit limit to shop at various partner stores like Flipkart or Myntra.
: A platform specifically designed for people without credit cards to shop on EMI for electronics and lifestyle products. 3. "Buy Now, Pay Later" (BNPL) Apps buy on emi without credit card
: This is a popular digital card that offers "No Cost EMI" on over 1 million products. You can apply online by verifying your mobile number, PAN, and Aadhaar. : Allows you to create an account and
These services provide instant credit for smaller to medium purchases, often with the option to split the cost over 3–12 months. and a cancelled cheque .
: You will need to provide basic documents like your Aadhaar card, PAN card, and a cancelled cheque .