: When cash prices spike due to holidays or major events, point redemptions often remain steady. Buying points during these peak times can shield you from "surge pricing". The Golden Rule: Only Buy During Sales

: High-end properties often have exorbitant cash rates. If a luxury hotel costs $1,000 a night but only 95,000 points, and you can buy those points for $500, you’ve essentially snagged a 50% discount.

: Some programs require your account to be active for 30–90 days before you can purchase points.

Never buy points at their "sticker price." Major chains frequently offer bonuses (e.g., "100% Bonus" or "50% Off"), which significantly lower the cost per point. : Frequently offers 80% to 100% bonuses.

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