Buy Health Insurance Outside Marketplace -

: Most ACA-compliant private plans still follow the standard Open Enrollment Period (usually Nov 1 – Jan 15).

: If you don't qualify for subsidies (premium tax credits), the off-exchange application is usually shorter and simpler. Types of Off-Exchange Plans 1. ACA-Compliant Plans buy health insurance outside marketplace

: Outside of open enrollment, you typically need a "life event" (like moving or losing a job) to sign up, unless buying a short-term plan. : Most ACA-compliant private plans still follow the