: Available on appliances and grills of $599 and up .
Best Buy offers two primary credit cards issued through : the My Best Buy Store Card (limited to Best Buy) and the My Best Buy Visa Card (accepted anywhere Visa is). Both cards provide a choice between earning rewards points or utilizing deferred interest financing on qualifying purchases. Introductory Offers (April 2026)
New cardholders are currently eligible for significant first-day savings: best buy credit offers
: Instead of rewards, you can choose flexible financing on your first purchase. Standard Reward Rates
: Available on home theater purchases of $999+ or unlocked phones of $649+ . Key Considerations : Available on appliances and grills of $599 and up
: Most versions have a $0 annual fee , though some applicants may be offered the "Gold" Visa, which can carry an annual fee up to $59 .
For more details or to apply, visit the Best Buy Credit Card page or check your application status via Citi Online . Best Buy Credit Card: Rewards & Financing For more details or to apply, visit the
: If a financing balance is not paid off by the deadline, interest is charged retroactively from the original purchase date .