: Be ready to provide a detailed list of your monthly income and expenses.
: Some programs may include the suspension of late or over-limit fees. Eligibility Requirements best buy credit card hardship program
: While the program itself doesn't automatically hurt your score, reporting modified terms or closing an account may cause a temporary dip. : Be ready to provide a detailed list
The is a temporary repayment plan offered through Citibank (the card issuer) to help cardholders facing significant financial distress . Program Details & Benefits best buy credit card hardship program
: Call the customer service number on the back of your card or your billing statement to request "hardship assistance".
: Citibank may lower your APR, which is often near 30% for retail cards, for a set period (typically less than 12 months ).