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Bad credit (typically a score between ) indicates a history of financial slips like missed payments or high debt, making it harder to get approved for low-interest loans. However, it isn't permanent; consistent habits like paying bills on time and lowering credit utilization can rehabilitate your standing over several months. Common Causes of Bad Credit
Bad credit (typically a score between ) indicates a history of financial slips like missed payments or high debt, making it harder to get approved for low-interest loans. However, it isn't permanent; consistent habits like paying bills on time and lowering credit utilization can rehabilitate your standing over several months. Common Causes of Bad Credit