Agency Bank -

: Uses the local agent for daily transactions rather than traveling to a distant city branch. Core Services Provided Through an agent, customers can typically access: Cash Transactions : Deposits and withdrawals.

The model operates as a partnership between three key players: agency bank

: A local business owner (e.g., grocery store, fuel station) who acts as a "human ATM" or mini-branch using a POS terminal or mobile app. : Uses the local agent for daily transactions