: When you opt for this plan, your full credit limit for the total purchase price is blocked, even though you only pay ₹12,817 per month.
: This installment usually corresponds to products priced around ₹38,000 to ₹40,000 before bank discounts or interest are applied. 12817x
: While these plans offer convenience, the total amount paid may exceed the "Buy Now" price due to interest (APR), which typically ranges from 13% to 16% on credit card EMIs. Types of "12817x" Plans : When you opt for this plan, your
: The retailer subsidizes the interest. You pay exactly the product price divided by the months (e.g., ₹38,451 / 3 = ₹12,817). even though you only pay ₹12
: Mid-range sofa sets or office furniture packages.